Exception in thread "main" java.lang.NullPointerException
  at org.kapott.hbci.manager.HBCIUtilsInternal.getLocMsg(HBCIUtilsInternal.java:116)
  at org.kapott.hbci.manager.HBCIUtilsInternal.getLocMsg(HBCIUtilsInternal.java:133)
  at org.kapott.hbci.manager.HBCIUtilsInternal.getLocMsg(HBCIUtilsInternal.java:128)
  at org.kapott.hbci.manager.HBCIUtils.getParam(HBCIUtils.java:1158)
  at org.kapott.hbci.manager.HBCIUtils.getParam(HBCIUtils.java:1191)
  at org.kapott.hbci.passport.HBCIPassportPinTan.<init>(HBCIPassportPinTan.java:92)
  at com.mycompany.hbcitest.Main.main(Main.java:74)

private static class MyHBCICallback
        extends HBCICallbackConsole
    {
        public void callback(HBCIPassport passport,int reason,String msg,int dataType,StringBuffer retData)
        {
            if (reason == HBCICallback.CLOSE_CONNECTION || reason == HBCICallback.NEED_CONNECTION)
                return;
            
            System.out.println("Callback für folgendes Passport: "+passport.getClientData("init").toString() + ", reason=" + reason);
            super.callback(passport,reason,msg,dataType,retData);
        }
}

public static void main(String[] args) throws Exception {

Properties props = new Properties();
        
        // BLZ
        props.put(HBCICallback.NEED_BLZ,          "xxxx");
        props.put(HBCICallback.NEED_CUSTOMERID,   "xxxxxx");
        props.put(HBCICallback.NEED_HOST,         "https://xxxxx/cgi-bin/hbciservlet");
        props.put(HBCICallback.NEED_PT_PIN,       "password");
        props.put(HBCICallback.NEED_USERID,       "username");
        props.put(HBCICallback.NEED_PT_SECMECH,   HBCIVersion.HBCI_220.getId());
        props.put(HBCICallback.NEED_COUNTRY,      "DE");
        props.put(HBCICallback.NEED_FILTER,       "Base64");
        
        //HBCIPassportPinTan passport = (HBCIPassportPinTan) AbstractHBCIPassport.getInstance();
        HBCIPassportPinTan passport = new HBCIPassportPinTan("");
        HBCIHandler handler = null; // = new HBCIHandler(HBCIVersion.HBCI_220.getId(), passport);
        
        // HBCI4Java initialisieren
        //HBCIUtils.loadPropertiesFile(new FileSystemClassLoader(),"/home/jonas/java/hbci/jw.hbci4java.properties")
        HBCIUtils.init(props, new MyHBCICallback());
        
         // Nutzer-Passport initialisieren
        //Object passportDescription = "Passport für Kontoauszugs-Demo";
        //passport = AbstractHBCIPassport.getInstance(passportDescription);

         try {
            // ein HBCI-Handle für einen Nutzer erzeugen
            String version = passport.getHBCIVersion();
            
            //hbciHandle=new HBCIHandler("300", passport);
             handler = new HBCIHandler((version.length()!=0)?version:"plus",passport);

            System.out.println("Alle Geschäftsvorfälle in HBCI4Java: " + handler.getKernel().getAllLowlevelJobs().toString());
            System.out.println("Unterstützte Geschäftsvorfälle der Bank: " + handler.getSupportedLowlevelJobs().toString());
            
            //"Trockentest" des Umsatzparsers mit vorgebenen Daten
            //test_ums(hbciHandle, "/home/jonas/java/hbci/msg536.txt");
            //test_ums(hbciHandle, "/home/jonas/java/hbci/msg536_hbci-zka.txt");
            
            //Konten ausgeben
            System.out.println("Kontenliste:");
            System.out.println("------------");
            Konto[] konten = passport.getAccounts();
            for (int i=0; i<konten.length; i++) {
                System.out.println("Konto " + i + ":  " + konten[i]);
            }            
            
            /*BufferedReader rd = new BufferedReader(new InputStreamReader(System.in));
            String line;
            int umsatzkto=-1, depotkto=-1;
            
            System.out.print("Bitte Konto für Umsatzliste eingeben (-1, um zu überspringen): ");
            do {
                line = rd.readLine();
                try {
                    umsatzkto = Integer.parseInt(line);
                    if (umsatzkto >= -1 && umsatzkto < konten.length) {
                        break;
                    } else {
                        System.out.println("Ungültiges Konto: " + line);
                    }
                } catch (Exception e) {
                    e.printStackTrace();
                }
            } while (line != null);
            System.out.print("Bitte Konto für Depotliste eingeben (-1, um zu überspringen): ");
            do {
                line = rd.readLine();
                try {
                    depotkto = Integer.parseInt(line);
                    if (depotkto >= -1 && depotkto < konten.length) {
                        break;
                    } else {
                        System.out.println("Ungültiges Konto: " + line);
                    }
                } catch (Exception e) {
                    e.printStackTrace();
                }
            } while (line != null);
            
            // Umsätze auflisten (als Demo, dass es grundsätzlich funktioniert)
            if (umsatzkto >= 0)
                analyzeReportOfTransactions(passport, handler, konten[umsatzkto]);
            
            // Depotinhalt auflisten
            if (depotkto >= 0)
                analyzeDepot(passport, handler, konten[depotkto]);
            */
        } finally {
            if (handler!=null) {
                handler.close();
            } else if (passport!=null) {
                passport.close();
            }
}



}